Compare New vs Old tax regime and calculate your Income Tax liability as per latest India tax rules for FY 2025-26 (AY 2026-27). For individuals only — not for businesses or companies.
This calculator is for individuals only (salaried, professionals, pensioners) — not for businesses or companies. Compare New vs Old tax regime and calculate tax under both. Supports standard deduction, Section 80C, 80D, surcharge and 4% cess. Income up to ₹12 lakh is effectively tax-free under the New regime.
Enter your income and deductions, then click Calculate to see your tax liability
This calculator is for individuals only (not businesses or companies). Estimation based on FY 2025-26 (AY 2026-27) tax rules. Includes standard deduction, Section 87A rebate, surcharge and 4% cess. Actual tax liability may vary. Section 80C+80CCC combined limit is ₹1,50,000. Consult a qualified Chartered Accountant for accurate tax planning.
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| Regime | Income Slab | Tax Rate |
|---|---|---|
| New Regime (Default) | ||
| New | Up to ₹4 lakh | Nil |
| New | ₹4 lakh - ₹8 lakh | 5% |
| New | ₹8 lakh - ₹12 lakh | 10% |
| New | ₹12 lakh - ₹16 lakh | 15% |
| New | ₹16 lakh - ₹20 lakh | 20% |
| New | ₹20 lakh - ₹24 lakh | 25% |
| New | Above ₹24 lakh | 30% |
| Old Regime | ||
| Old | Up to ₹2.5 lakh | Nil |
| Old | ₹2.5 lakh - ₹5 lakh | 5% |
| Old | ₹5 lakh - ₹10 lakh | 20% |
| Old | Above ₹10 lakh | 30% |
| Section 87A: New regime - Up to ₹12L tax-free | Old - Up to ₹5L tax-free. Surcharge: 10-25% above ₹50L. Cess: 4%. | ||